The mechanism of the casual choice in the investors coalition

The problems of decision-making by the coalition of borrowers are considered. The main participants of housing crediting are borrowers and creditors. To find a compromise between contract savings, mortgage lending, state support the mathematical model for financial processes is used. The optimizing task for calculation of mortgage contracts parameters in the case of using the casual mechanism to the choice participant who is the recipient of the credit is formulated. © 2017 IEEE.