Objective: This study aims to examine the digital currency e-CNY, focusing on its definition, characteristics, design, and development process. It addresses the need for global understanding and the hurdles hindering its usage and promotion. Methods: The research employs a comprehensive methodology combining theoretical principles with empirical observations. Methods include historical-legal analysis, comparative analysis, and statistical evaluation, supported by a broad review of relevant literature, surveys, and official documents. Results: Key findings highlight the significant impact of inadequate knowledge of the legal and regulatory framework managing e-CNY among operational personnel, and the limitations within the regulatory frameworks themselves. Conclusion: The study proposes improvements in the global understanding of e-CNY and suggests enhancements in the regulatory frameworks to support its broader adoption and effectiveness. © 2024, Centro Universitario Curitiba - UNICURITIBA. All rights reserved.