DIGITALIZATION OF COMMERCIAL BANKS IN THE FINANCIAL MARKET AND THE INTRODUCTION OF DIGITAL MORTGAGES TO INCREASE HOUSING AFFORDABILITY СтатьяTurdieva Zukhra, Abramova Marina A., Dinets Daria A., Guseva Irina A., Petukhova Ekaterina Pavlovna, Varzin Vasiliy V., Tasmaganbetov Aslan B., Baimukasheva ZhanymgulQubahan Academic Journal. Том 5. 2025. С. 684-702
