The article is devoted to a problem, which is important relevant for the Russian Federation.it is studying the factors of formation of non-state system in provision of pensions. In this article, the authors have described the russian specifics of formation in the system of non-state pension provision in the Russian Federation. As the main methods, the system and structural and analytical analysis are chosen. Data and materials of the non-state pension fund of Sberbank became material of a research. The main documents regulating formations and functioning of the non-state pension funds are submitted. It is shown that one of the most perspective is activity of the non-state pension fund of Sberbank. The sources of formation of revenues of the non-state pension fund of Sberbank are described. Both individual and corporate programs of the non-state pension fund of Sberbank are submitted. The conducted research allows making conclusions that despite the undertaken reforms of provision of pensions by the citizens.