The Concept and Legal Framework for Judging Corporate Conflicts on the US Financial Market

The inclusion in the contract of conditions that significantly reduces the liability of the financial organizations (bank, insurance company) is a direct abuse of the right, which is expressed in knowingly unfairly exercising civil rights. Such contracts can be terminated at the request of the consumer, since such contracts virtually exclude the responsibility of the other party (financial organizations). Methodologically, the research is based on the author's materialistic worldview, which is implemented meaningfully in a positivist approach to the scientific article. In preparing the chapter, general scientific methods were applied: formal logic, system-functional, historical, analysis and synthesis, induction and deduction; special methods: mathematical, and statistical. Also the author applied private scientific methods of jurisprudence: normative-dogmatic, method of legal and technical design, interpretation of law, and others.